Swan Bitcoin Fees
Simple, Transparent Pricing
0.50% on buys through September 8. $0 to withdraw, always.
0.50%
on buys
$0
withdrawals, always
$0
to hold in self-custody
Compare custody
Where you store your Bitcoin
Swan charges 0.50% on Bitcoin buys and 1% on sells. Bitcoin and cash withdrawals are always free. Ongoing custody starts at $0 and depends only on where you keep your Bitcoin.
| Self-CustodyYour keys, on your own hardware. | Swan SovereignGuided self-custody with a dedicated expert. | Swan VaultCollaborative multisig cold storage. | Swan SafeSimple, Swan-secured storage. | |
|---|---|---|---|---|
| Custody fee | $0 | $25 / month | $30 / month flat to $150k, then 0.02% / month (max $500 / month) | 0.03% of balance / month $0 with auto-withdrawals |
| Who holds the keys | You | You (with dedicated expert) | You + Swan (multisig) | Regulated custodian |
Self-Custody
Your keys, on your own hardware.
- Custody fee
- $0
- Who holds the keys
- You
Swan Sovereign
Guided self-custody with a dedicated expert.
- Custody fee
- $25 / month
- Who holds the keys
- You (with dedicated expert)
Swan Vault
Collaborative multisig cold storage.
- Custody fee
- $30 / month flat to $150k, then 0.02% / month (max $500 / month)
- Who holds the keys
- You + Swan (multisig)
Swan Safe
Simple, Swan-secured storage.
- Custody fee
- 0.03% of balance / month
$0 with auto-withdrawals - Who holds the keys
- Regulated custodian
No fee ladders. No tiers. No surprises. One buy fee, free withdrawals, and a custody cost you choose.
Secured by Swan Guard
Swan Guard is our suite of advanced security features and protocols that protects all Swan accounts. We dedicate extensive time, resources, and engineering to securing our systems and your assets, resulting in industry-leading protection.
Dynamic Risk Monitoring
Continuous monitoring for high-risk activity and potential threats
Dedicated US-Based Support
Access to security agents for urgent situations
Identity and Device Protection
Advanced identity fraud detection and device risk signals
On-Chain Scam Defense
Withdrawal monitoring for known scam addresses and patterns
Client-Initiated Lockdown
Secure your account in two taps if you detect suspicious activity
Enhanced Fraud Screening
Dynamic screening for evolving fraud and risk situations
Security Education
Ongoing education on Bitcoin security and personal operational security
SOC 2 Type 2 Compliant
Our platform’s security is regularly and independently audited
Add as you grow
Build on your foundation
Swan IRA
More than a plan. A partnership.
Swan Generations
Real Bitcoin. Sound Foundation.
Swan Private
Your Partner for Generational Wealth.
Questions people actually ask
Nothing hidden. Start buying.
Open an account in minutes, or talk to a Bitcoin expert about the right custody for you.